//New York

New York Real Estate License Exam Preparation

Ace the New York Real Estate Salesperson Exam with focused preparation on NY Real Property Law Article 12-A, DOS regulations, and state-specific practices that set New York apart from other states.

New York Real Estate Exam: Key Facts

Number of Questions
75 questions (90 minutes)
Passing Score
70%
Exam Provider
State-Administered
Pre-Licensing Education
77 hours
Exam Fee
$15
Application
$55
Retake Policy
Can retake after 1 week wait. No limit on attempts within 2-year window.
Total Cost Estimate
$350-600 total (pre-license course $200-350 + exam $15 + license $55 + fingerprinting $102)

Last updated: January 31, 2026

New York Exam Details

Number of Questions
75 questions (90 minutes)
Passing Score
70%
Exam Type
State Specific

Key Topics Covered:

Article 12-A - Real Property Law
DOS Regulations
Agency Disclosure
Fair Housing & Human Rights Law
Environmental Issues
Co-op & Condo Law

Why Prepare for the New York Exam?

  • New York has unique real property laws (Article 12-A) tested extensively
  • DOS regulations govern licensing and agency practice statewide
  • Understanding co-ops and condos is essential in NY market - different from other states
  • Agency disclosure requirements are complex and must be given at first substantive contact

What You Get

  • 375+ New York-focused questions
  • Article 12-A comprehensive coverage
  • DOS regulation emphasis
  • Instant feedback and explanations
  • Current 2026 exam standards

New York Real Estate Regulatory Authority

New York Department of State (DOS) - Division of Licensing Services (established 1799) oversees real estate licensing and regulation in New York.

(518) 474-4429

Key Statutes & References

New York Real Property Law, Article 12-A - Real Estate Brokers and Real Estate Salespersons

  • • RPL §440 - License Required
  • • RPL §442-C - Broker's Responsibilities
  • • RPL §443 - Agency Disclosure Form Required

New York Testing Centers & Logistics

Exam Provider: State-Administered

Schedule Your Exam

New York City - Department of State - NYC Office

123 William Street, 2nd Floor, New York, NY 10038

View on Google Maps
Parking:

Limited street parking. Nearby garages: 80 Maiden Lane ($35/day), 2 Gold Street ($30/day).

Public Transit:

Subway: 2/3 trains to Wall St, 4/5 to Wall St, J/Z to Broad St. All within 3 blocks.

Arrival Tips:

2nd floor. Arrive 30 min early. Bring valid NY State photo ID and exam confirmation. No cell phones. Calculators provided if needed.

Albany - Department of State - Albany Office

99 Washington Avenue, 6th Floor, Albany, NY 12231

View on Google Maps
Parking:

State parking garage on Swan St. $2/hr metered street parking nearby.

Public Transit:

CDTA Bus Routes 10, 11, 13 stop at Washington Ave & Swan St.

Arrival Tips:

6th floor, Commerce Plaza. Security screening required. Arrive 30 min early with photo ID. No watches or bags allowed in testing room.

Buffalo - Ellicott Square Building - DOS Office

295 Main Street, 8th Floor, Room 845, Buffalo, NY 14203

View on Google Maps
Parking:

Ellicott Square Parking Ramp on Pearl St. Street parking limited ($1.50/hr meters).

Public Transit:

Metro Bus Routes 3, 6, 8, 20 stop at Main St. Light Rail accessible.

Arrival Tips:

Room 845 on 8th floor of historic Ellicott Square Building. Arrive 30 min early. No admission after exam start time. Valid photo ID required.

Additional testing centers available in: Syracuse, Rochester, White Plains

New York License Requirements & Costs

Pre-Licensing Education

Salesperson: 77 hours

Broker: 152 hours

Salesperson: 77-hour pre-licensing course. Broker: 152 hours total (75 advanced + must already hold salesperson license)

Fees & Costs

Exam Fee: $15

Application: $55

Fingerprinting: $102

$350-600 total (pre-license course $200-350 + exam $15 + license $55 + fingerprinting $102)

Deadlines & Timeline

Exam Window:
Course completion certificate valid for 2 years. Must pass exam within 2-year window.

Retake Policy:
Can retake after 1 week wait. No limit on attempts within 2-year window.

Background Check:
2-4 weeks typically

Most Challenging New York Exam Topics

Based on student feedback and exam analysis, these are the most difficult topics on the New York exam:

1. Article 12-A Real Property Law & Licensing

Specific Topics:

  • • When license is required (collecting rent requires license)
  • • Broker vs. salesperson responsibilities
  • • Prohibited conduct (RPL §442-A)
  • • Commingling funds violations
  • • DOS disciplinary actions and penalties

Why It's Difficult: Article 12-A is foundation of NY law with specific requirements unique to state. Must memorize what activities require license and prohibited conduct.

Exam Weight: 25-30% of exam (19-23 questions)

Study Tips:

Focus on RPL §440 (license required), §442-A (prohibited conduct), §442-C (broker duties). Remember: collecting rent requires license in NY. No commingling of client funds.

2. Agency Disclosure & Dual Agency

Specific Topics:

  • • Agency Disclosure Form timing (first substantive contact)
  • • Seller's agent vs. Buyer's agent duties
  • • Dual agency requirements (disclosure + informed consent)
  • • Undisclosed dual agency (illegal)
  • • Fiduciary duties (COLD AC - Care, Obedience, Loyalty, Disclosure, Accounting, Confidentiality)

Why It's Difficult: NY requires specific written disclosure at exact timing. Dual agency legal but must have proper disclosure and signatures from both parties.

Exam Weight: 15-20% of exam (11-15 questions)

Study Tips:

Memorize: Disclosure at FIRST SUBSTANTIVE CONTACT. Dual agency OK if disclosed and consented. Undisclosed dual agency = illegal. COLD AC fiduciary duties.

3. Co-ops vs. Condos (NYC Focus)

Specific Topics:

  • • Co-op ownership (shares + proprietary lease)
  • • Condo ownership (fee simple real property)
  • • Co-op board approval process
  • • Maintenance vs. common charges
  • • Tax treatment differences

Why It's Difficult: Co-ops unique to NY (especially NYC). Must understand co-ops are NOT real property ownership, but personal property (shares in corporation).

Exam Weight: 10-15% of exam (8-11 questions)

Study Tips:

Co-op = Shares (personal property) + Proprietary Lease. Condo = Real Property ownership. Co-op boards can reject buyers. Condos cannot (must meet qualifications only).

4. Fair Housing & Human Rights Law (Executive Law §296)

Specific Topics:

  • • Protected classes under NY Human Rights Law (more than federal)
  • • Steering and blockbusting (illegal)
  • • Discriminatory advertising
  • • Reasonable accommodations
  • • Familial status protections

Why It's Difficult: NY law broader than federal Fair Housing Act. Additional protected classes. Must know both federal and state requirements.

Exam Weight: 8-12% of exam (6-9 questions)

Study Tips:

NY adds: Age, Marital Status, Military Status, Sexual Orientation, Gender Identity to federal classes. Study scenario questions on steering and blockbusting.

New York Real Estate Career Outlook

Market Statistics

$30,000-$50,000

Avg First Year

$90,000-$150,000

Experienced Agent

~80,000 active salesperson licenses

Active Licensees

4% projected growth (2024-2034)

Job Growth

Major Brokerages Hiring in New York

Compass

Presence: #1 by sales volume in NYC ($19.3B in 2024), 3,760 licensed agents statewide

Training: Compass Academy, AI-powered platform, marketing automation suite

New Agent Support: Competitive splits (70/30 to 80/20), stock options, marketing budget. Strong tech platform.

Douglas Elliman

Presence: #2 in NYC ($16.9B, 11,560 transactions), 1,506 NYC agents, luxury focus

Training: Elliman University, mentorship programs, luxury specialist certification

New Agent Support: 60/40 to 70/30 splits typical. Strong brand recognition. Full marketing support.

The Corcoran Group

Presence: #3 in NYC ($15.4B, 6,012 transactions), 1,599 agents, founded 1973

Training: Corcoran University, neighborhood specialist training, tech tools

New Agent Support: 65/35 to 75/25 splits. Iconic brand. Marketing and PR resources.

Keller Williams NYC

Presence: Growing presence in NYC, strong in upstate markets (Albany, Buffalo, Rochester)

Training: BOLD, Ignite, KW University online platform

New Agent Support: 70/30 rising to 90/10 after cap. Profit share program. Agent-centric culture.

New York-Specific Real Estate Terms

Master these state-specific terms that frequently appear on the New York exam:

Co-operative (Co-op)

Corporation owns building; residents own shares entitling them to proprietary lease (not real property ownership)

Importance: Very High - unique to NY/NYC, must understand vs. condo ownership structure

Article 12-A

Primary NY Real Property Law governing real estate brokers, salespersons, and licensing

Importance: Very High - foundation of NY license law, heavily tested

Agency Disclosure Form

Required written disclosure explaining broker's role, must be provided at first substantive contact

Importance: Very High - timing critical, must be signed by client

Dual Agency

Broker represents both buyer and seller with informed consent (requires disclosure and signatures)

Importance: High - legal in NY with proper disclosure, frequently tested

State Exam Faq Title

How many questions are on the New York real estate exam?
The New York real estate salesperson exam has 75 questions. You have 90 minutes to complete it. You need to score at least 70% (53 correct answers) to pass.
What is the passing score for the New York real estate exam?
You need 70% to pass the New York real estate exam. That means answering at least 53 out of 75 questions correctly.
How much does it cost to get a New York real estate license?
Total cost is approximately $500-$700: 77-hour pre-licensing course ($300-$500), exam fee ($15), license fee ($55), and fingerprinting (~$100).
How long does it take to get a New York real estate license?
Typically 2-4 months: 1-2 months for the 77-hour pre-licensing course, 2-4 weeks to schedule and pass the exam, and 1-2 weeks for license processing.
What topics are covered on the New York real estate exam?
Key topics include: Article 12-A (Real Property Law), DOS regulations, agency disclosure requirements, fair housing and Human Rights Law, co-op and condo law, environmental issues, and contracts.
What is the difference between a co-op and a condo in New York?
In a condo, you own real property (your unit). In a co-op, you own shares in a corporation that owns the building, plus a proprietary lease. Co-ops are more common in NYC and have stricter board approval requirements.
Where can I take the New York real estate exam?
The New York real estate exam is administered at DOS-approved testing centers throughout New York State, including multiple locations in NYC, Long Island, and upstate cities.
What should I bring to the New York real estate exam?
Bring two forms of valid ID and your course completion certificate. Arrive early. No personal items, cell phones, or study materials allowed in the testing room.
How many times can I retake the New York real estate exam?
You can retake the exam as many times as needed. The retake fee is $15 per attempt. There's no mandatory waiting period between attempts.
Is the New York real estate exam hard?
The New York exam has about a 60-70% pass rate. It's considered moderately difficult due to state-specific content like co-op law and Article 12-A. Focus on agency disclosure and NYC-specific regulations.
What is Article 12-A?
Article 12-A of New York Real Property Law governs real estate licensing and practice in New York. It covers license requirements, duties, prohibited conduct, and DOS authority. It's heavily tested on the state exam.
Do I need to be a New York resident to get a NY real estate license?
No, New York does not require residency. You can get a New York license while living in another state. You must complete NY pre-licensing education and pass the NY exam.
Does New York have reciprocity with other states?
New York has limited reciprocity agreements. Some states (like Pennsylvania and Connecticut) have agreements that may reduce education requirements, but all applicants must pass the NY exam.
How long is the New York real estate pre-licensing course?
New York requires 77 hours of DOS-approved pre-licensing education. This includes instruction on Article 12-A, agency, fair housing, and New York-specific practices. Courses can be taken online or in-person.
When must agency disclosure be provided in New York?
In New York, agency disclosure must be provided at the first substantive contact with a buyer or seller. This is earlier than many states and is a heavily tested requirement.

Ready to Pass Your New York Real Estate Exam?

Join thousands of successful real estate agents who prepared with Real Estate Exam Master.

State Exam Comprehensive Guides

Explore More