//Tennessee

Tennessee Real Estate License Exam Preparation

Prepare for success on the Tennessee Affiliate Broker Exam - Tennessee's entry-level real estate license. The exam has 120 scored questions (80 national + 40 state) administered by PSI for the Tennessee Real Estate Commission (TREC). Master Tennessee-specific laws, regulations, and real estate practices essential for your license.

Tennessee Real Estate Exam: Key Facts

Number of Questions
120 questions (80 national + 40 state), 240 minutes total
Passing Score
70% on each portion (56/80 national, 28/40 state)
Exam Provider
PSI
Pre-Licensing Education
90 hours
Exam Fee
$63
Application
$91
Retake Policy
No same-day retake (schedule the day after at the earliest). A passing score on one portion is valid for two retakes of the failed portion or one year, whichever comes first. After the second failed attempt, you must wait 30 days between subsequent attempts.
Total Cost Estimate
About $193 in required fees ($63 exam + $91 initial application + $39.15 fingerprinting) plus 90 hours of required education and errors & omissions insurance (the TREC group policy's 2025 basic premium was $165 for 18 months)

Last updated: July 14, 2026

Tennessee Exam Details

Number of Questions
120 questions (80 national + 40 state), 240 minutes total
Passing Score
70% on each portion (56/80 national, 28/40 state)
Exam Type
State Specific

Key Topics Covered:

Tennessee License Law (T.C.A. Title 62, Chapter 13)
TREC Rules and Regulations
Property Law
Contracts
Agency Relationships
Disclosures

Why Prepare for the Tennessee Exam?

  • Tennessee requires 70% on BOTH the national and state portions independently
  • A passed portion is only valid for two retakes of the failed portion or one year - so preparation efficiency matters
  • After a second failed attempt you must wait 30 days between exams
  • Practice questions improve exam readiness

What You Get

  • Tennessee-focused practice questions
  • State-specific law coverage
  • Detailed answer explanations
  • Progress tracking
  • 2026 updated content

Tennessee License Requirements & Costs

Pre-Licensing Education

Salesperson: 90 hours

Broker: 120 hours

Affiliate broker (Tennessee's entry-level license): 90 hours total - a 60-hour Principles course before the exam plus the 30-hour Course for New Affiliates before the license is issued. Broker: 120 classroom hours including a 30-hour Office/Broker Management course, plus experience.

Fees & Costs

Exam Fee: $63

Application: $91

Fingerprinting: $39.15

About $193 in required fees ($63 exam + $91 initial application + $39.15 fingerprinting) plus 90 hours of required education and errors & omissions insurance (the TREC group policy's 2025 basic premium was $165 for 18 months)

Deadlines & Timeline

Exam Window:
Apply for your license at core.tn.gov within 1 year of passing - the exam application is valid for 12 months from the exam date, and the PSI exam fee itself is valid for one year.

Retake Policy:
No same-day retake (schedule the day after at the earliest). A passing score on one portion is valid for two retakes of the failed portion or one year, whichever comes first. After the second failed attempt, you must wait 30 days between subsequent attempts.

Background Check:
Electronic fingerprint submission to the Tennessee Bureau of Investigation and FBI via IdentoGO; submit the receipt and ORI number with your license application. Not required again when upgrading from affiliate broker to broker.

State Exam Faq Title

How many questions are on the Tennessee real estate exam?
The Tennessee affiliate broker exam has 120 scored questions: 80 national questions (160 minutes) and 40 state questions (80 minutes), for 240 minutes total. PSI also includes 5-10 unscored experimental questions that do not count against your time, plus up to 15 minutes of untimed tutorial.
What is the passing score for the Tennessee real estate exam?
You need 70% on each portion: 56 of 80 on the national portion and 28 of 40 on the state portion, passed independently. (The broker-level exam requires 75% on both portions.)
How much does the Tennessee real estate exam and license cost?
The full affiliate broker exam costs $63 ($37 for the national portion only, $26 for the state portion only - useful for retakes). The initial affiliate broker application fee to TREC is $91, and IdentoGO fingerprinting costs $39.15. Errors and omissions insurance is also required.
How many hours of pre-license education are required in Tennessee?
Tennessee affiliate brokers need 90 hours total: a 60-hour Real Estate Principles course before taking the exam, plus the 30-hour Course for New Affiliates before the license is issued. Broker candidates need 120 classroom hours including a 30-hour Office/Broker Management course.
Who administers the Tennessee real estate exam and how do I schedule it?
PSI administers the exam for the Tennessee Real Estate Commission (TREC). After completing your 60-hour course, schedule at test-takers.psiexams.com/tnre or call (855) 340-3710. Both test-center and remote online proctored options are offered.
What is the retake policy for the Tennessee real estate exam?
You cannot retake the same day, but you can schedule from the day after onward. If you fail one portion, you retake only that portion ($37 national / $26 state). A passed portion stays valid for two retakes of the failed portion or one year, whichever comes first. After a second failed attempt, a 30-day wait applies between exams.
Does Tennessee require fingerprinting for a real estate license?
Yes. License applicants complete electronic fingerprinting through IdentoGO ($39.15) using ORI TN920784Z and service code 28TZ99, which sends results to the TBI and FBI. You submit the receipt with your application. Affiliate brokers upgrading to broker do not need to be fingerprinted again.
How long is a passing Tennessee exam score valid?
You must apply for your license at core.tn.gov within one year of passing all portions - the application is only valid for 12 months from the exam date. Miss the window and you must retake the exam.
Does Tennessee require errors and omissions (E&O) insurance?
Yes. All active Tennessee licensees must carry errors and omissions insurance (TREC Rule 1260-01-.15). You can join the TREC group policy - the 2025 basic premium was $165 for an 18-month policy with $100,000 per claim / $300,000 aggregate limits - or obtain equivalent private coverage. Proof of E&O is required with your application.
What continuing education does Tennessee require?
Affiliate brokers complete 16 hours of continuing education per 2-year renewal cycle ($75 renewal fee). Brokers must also complete 120 additional hours of Commission-approved education within 3 years of receiving the broker license for it to be reissued.
Can I use a calculator on the Tennessee real estate exam?
No - handheld calculators are on PSI's prohibited items list for the Tennessee exam. Scratch paper and a pencil are provided at check-in and collected at check-out.

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